Congress has enacted many federal acts to protect a consumers’ rights, including Fair Credit Billing Act (FCBA), Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and the Telephone Consumer Protection Act (TCPA). In addition to the federal laws, most states have also adopted further laws prohibiting the conduct of abusive debt collectors and establishing further rights for consumers.

Below is a compilation of helpful links to your state’s applicable laws: