Kentucky has not enacted a separate state law governing debt collection tactics, although the state’s consumer protection laws provide some benefit to debtors. Thus, Kentucky residents faced with abusive or harassing collection tactics will receive the most protection and benefit from the FDCPA.
If you believe that a collector has behaved inappropriately while attempting to collect a debt from you in Kentucky, our attorneys can help you to determine whether the FDCPA or Kentucky law provides you with a legal remedy.
To learn more about the FDPCA, go to Federal Debt Collection Practices Act.