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Notifications from Debt Collectors Under the RFDCPA

Adam J Krohn / Posted: 2012-09-04 12:00 am
The Rosenthal Fair Debt Collection Practices Act (RFDCPA) is the California state fair debt collection act, adopted in 1977 to deal with unfair debt collection practices in the state. The RFDCPA is largely based on the federal Fair Debt Collection Practices Act (FDCPA). California debt collector harassment is thus governed by both the federal and the state Acts.

California Debt Liability when Spouses Separate

Adam J Krohn / Posted: 2012-08-26 12:00 am
As a general matter, the Rosenthal Fair Debt Collection Act (RFDCPA) and other consumer acts in California treat the debt of separated spouses the same as when they were together. In reality, however, the practical differences are extensive. Under the California civil code, the earnings of both the husband and wife are taken into account when the debt is distributed.

Legal Rights Under the Rosenthal Fair Debt Collection Practices Act

Adam J Krohn / Posted: 2009-02-06 12:00 am
Under the Rosenthal Fair Debt Collection Practices Act (RFDCPA), consumers have legal rights which protect them from debt collectors. The RFDCPA was established to protect consumers against unlawful debt collections by debt collectors in California. While the RFDCPA is similar to the federal FDCPA, it differs in some aspects.

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