According to a federal class action lawsuit filed in White Plains, N.Y., Capital One Bank and Cohen and Slamowitz, a law firm that represents it, “practice illegal credit and collection practices.”
The charge is made by attorney Shimshon Wexler, who filed suit against Capital One and Cohen and Slamowitz for violating the Fair Debt Collection Practices Act. The FDCP was added in 1978 to the Consumer Credit Protection Act, which eliminates abusive debt collection practices.
Source: ABC News