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North Star is harassing my parents.

Adam J Krohn / Posted: 2012-09-09 12:00 am
Matthew from North Star is harassing my parents. They have told him on more than one occasion that I don't live with them and to remove their number

The Recession Gives Collection Agencies a Boost

Adam J Krohn / Posted: 2012-09-09 12:00 am
The recession has caused a lot of financial damage to Americans all across the country. With shrinking incomes, a lack of jobs, high gas prices, falling home values and other overwhelming expenses, credit cards have become an ever important resource to struggling families.

Does the FDCPA apply to small businesses?

Adam J Krohn / Posted: 2012-09-04 12:00 am
Are Small Businesses Protected by the FDCPA?

Notifications from Debt Collectors Under the RFDCPA

Adam J Krohn / Posted: 2012-09-04 12:00 am
The Rosenthal Fair Debt Collection Practices Act (RFDCPA) is the California state fair debt collection act, adopted in 1977 to deal with unfair debt collection practices in the state. The RFDCPA is largely based on the federal Fair Debt Collection Practices Act (FDCPA). California debt collector harassment is thus governed by both the federal and the state Acts.

Things you should know about the Fair Debt Collection Practices Act

Adam J Krohn / Posted: 2012-09-04 12:00 am
Debt collectors have been known to harass consumers by using abusive, unfair, and deceptive practices in order to collect debts owed.

A Supreme Court Ruling May Discourage Consumers From Debt Collection Lawsuits

Adam J Krohn / Posted: 2012-08-26 12:00 am
Since 1978, consumers have been protected from harassing creditors under a statute called the Fair Debt Collection Practices Act (FDCPA). According to this law, collection agencies are barred from using abusive tactics to attain monies allegedly owed to them.

California Debt Liability when Spouses Separate

Adam J Krohn / Posted: 2012-08-26 12:00 am
As a general matter, the Rosenthal Fair Debt Collection Act (RFDCPA) and other consumer acts in California treat the debt of separated spouses the same as when they were together. In reality, however, the practical differences are extensive. Under the California civil code, the earnings of both the husband and wife are taken into account when the debt is distributed.

The Ugly Side Of Debt Collection Companies

Adam J Krohn / Posted: 2012-08-26 12:00 am
Debt collection harassment often takes ugly turns, with debt collectors resorting in sleazy, underhanded techniques. If you believe that debt collectors are a sophisticated lot, it is time to reconsider your opinion. In fact, in what can be termed a spine-chilling incident, a debt collector operated despite being in prison.

Electronic Messages Are Harassment

Adam J Krohn / Posted: 2012-08-16 12:00 am
Provided they abide by the legal rules, under the Fair Debt Collection Practices Act (FDCPA) debt collectors are allowed to call alleged debtors over the phone in an attempt to collect debts. However, with changing times, new steps in the credit applications process, and advanced communications technology, have led to other forms of collections communications which can likewise be abused by unscrupulous collectors.

Why People Get Into Credit Card Debts

Adam J Krohn / Posted: 2012-05-21 12:00 am

Millions of Americans are now immersed in personal consumer debts – especially credit card debt. The good news is that there are also many debt repayment techniques to help consumers free themselves from their debt. There are likewise thousands of debt management companies to help consumers accomplish this seemingly impossible task.

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