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Zombie Debt - Bringing Dead Debt to Life

Adam J Krohn / Posted: 2013-05-01 12:33 pm
One of the common violations of the Fair Debt Collection Practices Act (FDCPA), enforced by the Federal Trade Commission (FTC) and private attorneys, is collecting a nonexistent debt. Debt Collectors often resort to creating phantom debts or bringing old and paid debts to life in search of easy money.

Mine is a federal debt and is worse than bankruptcy?

Adam J Krohn / Posted: 2013-05-01 11:33 am
I have an outstanding credit card with the army exchange. I am retired coast guard and have had some rough times since I have retired in 05.

California Debt Collector Harassment

Adam J Krohn / Posted: 2013-05-01 11:31 am
The Fair Debt Collection Practices Act (FDCPA) was established in 1978 by the Federal Trade Commission (FTC) to protect Americans from harassment by debt collectors and to ensure fair debt collection practices.

NCO called my ex husband

Adam J Krohn / Posted: 2013-04-30 4:53 pm
NCO bought my debt from Am Express. They called my ex husband and told him he was responsible for 1/2 of the bill and they would sue, him for at least 1/2 if not all, they would lien his house and garnish his wages.

FDCPA REVISITED

Adam J Krohn / Posted: 2013-04-09 12:00 am
Whether you are new to The Federal Fair Debt Collection Practices Act (FDCPA) or not, there is no denying the country’s current economic status.

Is the Penalty for Unsolicited Faxes Insurable?

Adam J Krohn / Posted: 2013-04-09 12:00 am
The transmission of advertisements over telephone facsimile machines is regulated under the Telephone Consumer Protection Act (“TCPA”). More specifically 42 U.S.C. Section 227(b)(1)(C) bans the transmission of unsolicited advertisements.

FTC Vigorously Enforces the FDCPA against Debt Collectors

Adam J Krohn / Posted: 2013-03-25 12:00 am
The Federalfdcpa Trade Commission (“FTC”) works to help consumers prevent fraudulent, deceptive, and unfair business practices by arming consumers with information so they can spot, stop and avoid such unethical practices.

Accepting Rusty Car Was Big Mistake

Adam J Krohn / Posted: 2013-03-20 12:00 am
When a salesman pushes a little too hard, when the price is too high, when the product isn't exactly what we want or when we're just not sure, we can take our money and walk. We forget that all too often. It's never wise to fall in love with a car because, as we all know, love is blind.

Overview of the Fair Debt Collection Practices Act - FDCPA

Adam J Krohn / Posted: 2013-03-20 12:00 am
The Fair Debt Collection Practices Act (“FDCPA”) is a comprehensive federal set of federal laws meant to combat and prevent the abuse practices by debt collectors that they employ on debtors. The FDCPA helps to level the playing field and ensure fair debt collection methods are followed.

Debt I do not owe

Adam J Krohn / Posted: 2013-03-10 12:00 am
NCO has been calling me for over a year now trying to collect a debt I do not owe (my daughter owes the debt); NCO continues to call after I sent a cease and desist (I have letter and certified receipt);

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